ALL Nigerian Banks USSD Mobile Money Codes

Technology has made things alot more easier than we even imagined, we do not need to always go to the bank and stand in queues to perform different bank transactions. You can do all those transactions on your own in your comfort without breaking a sweat without even mobile data.


Today, we're gonna show you All Nigerian Banks easy USSD codes for mobile transactions.

1. GTBank USSD Code:

To transfer money from GTB account to nother GTB account: 
Simply dial *737*1*Amount*Acct Number# e.g *737*1*10000*0089765432# from your mobile phone and with the number registered with your GTB account. (i.e The number your receive message alerts.). Your pin is the last four digits of your ATM card. 
Note: This can be done on all type of mobile devices

To transfer money to another bank account from GTB account:
This can also be done with a similar code, dial *737*2*Amount*Acct Number# e.g *737*2*10000*0089765432# 

To recharge your phone with airtime:
Dial *737*Amount# e.g I'm recharging #100, ill just dial *737*100#.
Note: This will recharge only the number registered with my bank, to recharge other numbers dial *737# to reveal extra features such as Internet banking ID etc.

To check account balance: 
Simply dial *737*6#

2. Wema Bank USSD code:

To perform mobile transfer:

Simply Dial *945*Account Number*Amount#

To check account balance

Dial *945*0# 

To recharge:

Dial *901*amount#

3. Zenith Bank USSD code:

Zenith bank are making sure they want to stay at the zenith with the adoption of the USSD transfer method. Just dial *966*00# to get started and follow these simple steps:

Register by entering the last 4digits of your Debit Card
Create and confirm your 4 digit PIN
If successful, you will receive a “retrieving balance” message
An SMS arrives immediately with current available balance

You’ve been registered on the platform now. 

To transfer funds:

Dial*966*amount*mobile number#

To buy airtime: 

Dial*966*amount*mobile number#, 

To pay bills: 

Dial *966*7*amount*SMARTCARD NUMBER#. 

To check your account balance: 

Dial *966*00#

4. Eco Bank USSD code:

Just dial *326# to get started and follow the subsequent commands. You can perform various transactions such as bill payments, airtime recharge and money transfer with Eco bank’s mobile money.

5. First Bank USSD code:

First Bank surely knows what they have to do to stay first.

To transfer money: 

Just dial *894# and select 1 

To withdraw money: 

Dial *894# and select 2 

To make purchase: 

Dial *894# and select 3 

To pay bills: 

Dial *894# and select 4 

To buy airtime:

Dial *894# and select 5 

Finally to manage your account: 

Dial *894# and select 7.

6. Fidelity Bank USSD Code

To get started simply dial *770# on your phone and follow the subsequent commands.

To transfer money from Fidelity bank to another bank account: 

Dial *770*Account number*Amount# e.g. *770*3016125703*10000#, you will need the last 4 digits of your ATM card to validate the transaction. You can only make a maximum transfer of N10,000 at once. The maximum you can also transfer daily is N20,000.

To recharge your airtime: 

Dial *770*amount#  e.g. *770*200#.

To recharge for family and friends: 

Dial *770*Phone no*Amount#. e.g. *770*08023456789*1000#. (Daily Limit is ₦5,000 Naira.)

7. Stanbic IBTC USSD Code

With Stanbic IBTC USSD mobile money transfer code, various transactions such as salary payments, airtime recharge, one-on-one money transfers, goods and bills payments can be done.

Simply dial *909# to get started

To recharge: 

Simply dial *909*amount# e.g. *909*500#. (Daily limit is 5000 naira.)

8. Diamond Bank USSD Code

So Diamond Bank has a partnership with MTN. For users to make USSD transfers you must have a “Diamond Y’ello Account”. According to the bank; Diamond Y’ello product is an account combining both financial and telecommunication services as well as loyalty scheme that active MTN customers (targeted mainly at mass market and Youths) can conveniently subscribe to from their mobile phones in line with CBN Financial Inclusion Strategy just by dialing *710#.

To transfer money to any bank: 

Simply dial *710*777*Account Number*Amount*PIN#. 

For Diamond airtime Y’ello to Y’ello transfers: 

Dial *710*710*Phone No*Amount*PIN#. 

To check you bank account balance: 

Dial *710*556*PIN#.

To recharge your phone with airtime:

Simply dial *937*Amount# (for non Y'ello account users)

6. First City Monument Bank (FCMB) USSD Code

Account holders are to dial *389*214# from their mobile phone. Three options are displayed on the phone screen alongside a welcome message.

1. Activate with card

2. Activate with Account

3. Activate with Mwallet

Choose option 2 to activate with account number. Afterwards call FCMB Contact Centre on 01-2798800 to generate a PIN for your transactions, this will be sent within minutes. Further dial *389*214# on your phone, navigate to Security then select Change PIN from the on-screen commands. Enter the default PIN issued to by the bank then enter your new 4-digit PIN. Your USSD mobile transfer is now fully activated, 

For subsequent transactions dial *389*214#.

7. UBA USSD Code

United Bank of Africa (UBA) is one of the oldest and most reliable in the country. The UBA mobile banking offers ease to various transactions such as money transfer, bill payments, airtime recharge, etc.
Simply dial *919# from a UBA registered mobile number to get started and select the different options available.

8. Skye Bank USSD Code

With Skye Bank’s USSD mobile money transfer code, various transactions such as salary payments, airtime recharge, one-on-one money transfers, goods and bills payments can be done.
Simply dial *833# to get started and select the different options available

9. Unity Bank USSD Code

Dial *389*215# to get started with Unity Bank’s Mobile banking on-the-go. Various transactions such as utility payments, airtime recharge, one-on-one money transfers, goods and bills payments can be done.

10. Sterling Bank USSD Code

With Sterling Bank’s *822# code, you can bank on-the-go from anywhere. Dial *822# to get started and create a PIN code to authenticate transactions, note that for every transaction you will be charged a sum of N5.

11. Standard Chartered Bank USSD Code

Like all other banks you must have a phone number registered or linked with your bank account to use this service. After this has been done you can now use Standard Chartered Bank USSD money transfer code.
Dial *120*2345# to get started, then input 1 to continue your registration
You will be prompted to enter full Standard Card Debit Card number
Enter your ATM PIN afterwards
Enter full ID Number
Accept terms and conditions then proceed to create new PIN
Enter new PIN from the next on-screen command
You now see a welcome screen. Press 1 to continue banking.

There you have it, All Nigerian banks and their mobile USSD codes. Did we miss any bank out? feel free to comment and a post will be done on that. Don't forget to like👍 and share.😊